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FDIC Coverage


First Central Savings Bank is a FDIC insured bank.  This means that you are insured by the FDIC up to the FDIC maximum for:

  • Single Owner Accounts
  • Joint Owner Accounts
  • Revocable Trust Accounts
  • Retirement Accounts

For further information, you can go to the FDIC web-site, www.fdic.gov, or call the FDIC, 1-877-ASKFDIC

Click here to use the FDIC’s Electronic Deposit Insurance Estimator (EDIE).


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Promotional CD Rates:
Effective Date: 01/18/12

Term Rate APY*
6 Month 0.40% 0.40%
10 Month 0.60% 0.60%
1 Year 0.70% 0.70%
2 Year 1.25% 1.26%
5 Year 2.03% 2.05%


*Annual Percentage Yield (APY). Early withdrawal penalties may apply. Rates subject to change. $500 minimum balance required.  


GREAT RATES on
Commercial Loans!"


Please complete the application
and bring it to your local branch