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Glossary of Financial Terms

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O

On-Us Check/Item
A check cashed or deposited at the same bank on which it is drawn.

Original Issue Discount (OID)
The discount that was first issued.

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Promotional CD Rates:
Effective Date: 01/18/12

Term Rate APY*
6 Month 0.40% 0.40%
10 Month 0.60% 0.60%
1 Year 0.70% 0.70%
2 Year 1.25% 1.26%
5 Year 2.03% 2.05%


*Annual Percentage Yield (APY). Early withdrawal penalties may apply. Rates subject to change. $500 minimum balance required.  
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