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Deposit Rates

Rates Effective for all First Central Savings Bank Branches From May 19, 2015

Savings*
Account Type
Interest Rate
Annual Percentage Yield (APY) Minimum Balance Requirement
Passbook Savings
0.20%
0.20%
$250.00
Statement Savings
0.20%
0.20%
$250.00
Holiday Savings
0.20%
0.20%
$10.00
 
 
 
 
 
 
 
 
Interest rates and terms are subject to change without notice.
Fees may reduce earnings. 

 

SAVINGS - TIERED PRODUCTS*
Account Type
Interest Rate
Annual Percentage Yield (APY) Minimum Balance Requirement
Jumbo Passbook Savings      
$0.00 to $499.99 0.00% 0.00% $0.00
$500.00 to $99,999.99 0.25% 0.25% $500.00
$100,000.00 and above 0.40% 0.40% $100,000.00
       
       
Magellan Statement Savings      
$0.00 to $499.99 0.00% 0.00% $0.00
$500.00 to $49,999.99 0.20% 0.20% $500.00
$50,000.00 and above 0.30% 0.30% $50,000.00
       
       
       
       
Interest rates and terms are subject to change without notice.
Fees may reduce earnings 

 

MONEY MARKET ACCOUNTS*
Balance Tiers
Interest Rate
Annual Percentage Yield (APY) Minimum Balance Requirement
Money Market      
$0.00 to $499.99
0.00%
0.00%
$0.00
$500.00 to $24,999.99
0.25%
0.25%
$500.00
$25,000.00 to $49,999.99
0.40%
0.40%
$25,000.00
$50,000.00 to $249,999.99
0.50%
0.50%
$50,000.00
$250,000.00 and above
0.60%
0.60%
$250,000.00
Premier BUSINESS Money Market      
$0.00 to $9,999.99 0.00% 0.00% $0.00
$10,000.00 to $24,999.99 0.60% 0.60% $10,000.00
$25,000.00 to $49,999.99 0.80% 0.80% $25,000.00
$50,000.00 and above 0.90% 0.90% $50,000.00
Premier CONSUMER Money Market      
$0.00 to $9,999.99 0.00% 0.00% $0.00
$10,000.00 to $24,999.99 0.60% 0.60% $10,000.00
$25,000.00 to $49,999.99 0.80% 0.80% $25,000.00
$50,000.00 and above 0.90% 0.90% $50,000.00
Premier IRA Money Market      
$0.00 to $9,999.99 0.00% 0.00% $0.00
$10,000.00 to $24,999.99 0.60% 0.60% $10,000.00
$25,000.00 to $49,999.99 0.80% 0.80% $25,000.00
$50,000.00 and above 0.90% 0.90% $50,000.00
Interest rates and terms are subject to change without notice. 
Fees may reduce earnings. 

 

Certificate of Deposit**
Term
Interest Rate
Annual Percentage Yield (APY) Minimum Balance Requirement
3 Month
0.10%
0.10%
$500.00
6 Month
0.20%
0.20%
$500.00
9 Month
0.20%
0.20%
$500.00
10 Month
0.20%
0.20%
$500.00
12 Month
0.40%
0.40%
$500.00
14 Month
0.40%
0.40%
$500.00
18 Month
0.40%
0.40%
$500.00
24 Month
1.00%
1.00%
$500.00
36 Month
1.34%
1.35%
$500.00
48 Month
1.49%
1.50%
$500.00
60 Month
2.08%
2.10%
$500.00
72 Month
1.14%
1.15%
$500.00
84 Month
1.49%
1.50%
$500.00
Certificate of Deposits-A penalty may be imposed for early withdrawal. 

 

Personal Checking*
Account Type
Interest Rate
Annual Percentage Yield (APY) Minimum Balance Requirement
NOW Checking
0.20%
0.20%
$500.00
 
 
 
 
 
* For interest bearing Checking, Savings and Money Market Accounts, the rate is a variable rate and may change after account opening. The annual percentage yield (APY) is accurate as of the date of this form.
** The interest rate and annual percentage yield (APY) on CDs will be the rate in effect when the CD is opened and shall remain in effect for the term of the CD. A penalty may be imposed for early withdrawal of principal.
 

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