Merchant Services Program

We can help you safely, seamlessly and affordably process the transactions that make your business run, with credit and debit card processing solutions, 24/7 e-commerce, POS equipment and software, and check guarantee services. First Central Savings Bank has partnered with Newtek Merchant Solutions to provide our customers with the best Visa and MasterCard transaction processing in the industry today. Newtek will provide your business with a simple, seamless credit card processing solution at the lowest possible cost.

Electronic Credit Card Processing

  • Daily transaction reports
  • Ability to detect fraud at all levels
  • Continuous update of authorization database
  • Debit card services
  • Check Guarantee Services
  • The reduction of risks for bounced checks
  • Optional stop-payment coverage
  • Ability to accept checks from any customer

Gift and Loyalty Programs

  • Gift cards outsell paper gift certificates by 40%
  • Consumers buy them on impulse when displayed near your register
  • Custom designs with your name and logo provide additional advertising for your business
  • Our gift card programs are designed to be quick and effective for your business

E-Commerce

  • Accept credit cards online, anytime
  • Secure online processing
  • SSL certificates, shopping carts, web design and hosting

POS Equipment, Software and Systems

  • State-of-the-industry credit card processing terminals
  • Software processing solutions which meet PCI compliance standards
  • Point-of-sale systems designed specifically for restaurants; liquor, retail and hardware stores; and supermarkets

To learn more about our merchant services program, call our Business Development Officers or visit any of our convenient locations.

Lost/Stolen ATM Card

If your ATM/Debit card is lost or stolen, contact your branch for a replacement. 24 Hour Card Member Service at 1-800-554-8969.

Open an eCD Online Today!Icon For: Rates

Term Rate APY
60-Month 2.50%** 2.53%**
36-Month 2.40%** 2.43%**
12-Month 0.95%** 0.95%**
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**See ALL Rates and Disclosures