Checking Accounts

Basic Checking

Join a community bank where friendly, personalized service is the norm and every account feature you’ll ever need in one place. FCSB customers have full access to Online and Mobile Banking, a suite of powerful tools and apps that make it easy to track your spending, pay bills, send money, deposit checks and more. Maintain a minimum balance required every day to avoid a maintenance fee. Enjoy these key features:

  • FREE ATM/Debit Card.
  • FREE Starter checkbook.
  • FREE Mobile check deposit, bill pay and more.¹
  • FREE mobile banking apps for easy access to funds.¹
  • Surcharge-free transactions at any Allpoint ATM.
  • Deposits insured by the FDIC up to applicable limits.

¹Your carrier’s standard text/data rates may apply. 


Now Checking

An interest-bearing checking account that’s perfect for those needing availability of their funds with the added benefit of competitive rates on the entire balance. Maintain a minimum balance required every day to avoid a maintenance fee. Enjoy these key features:

  • FREE ATM/Debit Card.
  • FREE eStatements.
  • FREE Mobile Banking with Mobile Deposit.¹
  • Deposits insured by the FDIC up to applicable limits.

¹Your carrier’s standard text/data rates may apply.


Smart Consumer Money Market

With our Smart Money Market account, you earn a competitive rate if you maintain balance requirements plus easy access to your money. It’s an ideal account for building an emergency fund or saving for a large purchase. Plus, you’ll still have access to your money with the ability to write checks. Maintain a minimum balance required every day to avoid a maintenance fee.

  • FREE Online Banking and Bill Pay.¹
  • FREE Mobile Banking with Mobile Deposit.¹
  • Tiered interest earning.
  • Deposits insured by the FDIC up to applicable limits.

¹Your carrier’s standard text/data rates may apply.