Savings Accounts

Regular Statement Savings Account

Enjoy access to your money anytime and save with the confidence of 24/7 online banking. Simply maintain a minimum deposit of $100.00 to avoid the monthly fee of $7.00.  Debit card available. Plus, with easy transfer options, send money to and from your accounts easily with

  • Convenient, 24/7 online account management
  • Deposits by mail
  • A Safety Net – Depositors are Insured by the FDIC up to $250,000

Visit your local branch to open an account today!

First Link Accounts

Whether you’re saving for the first time or have a long-term savings strategy, our First Link Accounts are designed to help your money grow. Savings and checking are linked to enjoy our competitive rates while continuing to have easy access to your money when you need it. First Link Accounts feature:

  • FREE ATM/Debit Card
  • FREE Online Banking and Bill Pay
  • FREE Mobile Banking²
  • NO monthly service fees on either account
  • Interest is compounded daily and credited monthly
  • A Safety Net – Depositors are Insured by the FDIC up to $250,000

Visit your local branch to open an account today!

Minimum Balances on both accounts to obtain the Preferred Interest Rate:
Money Market – $250
Checking Account – $1,000


¹First Link Accounts, which became effective at FCSB on 4/30/18, can earn you an APY of 1.60% if you maintain a minimum monthly balance of $250 in a Savings account and a linked checking account with a minimum balance of $1,000. No minimum is required to open. If a balance equal or greater than 0.01 is not maintained for 30 days the account will close. If these minimum balances are not maintained at all times the Savings account will default to an APY of 1.00% and if the minimum balance on the Savings account is not maintained no interest will be earned. Rates are subject to change at any time and no maintenance fees apply on either account.

²Your carrier’s standard text/data rates may apply. 

Lost/Stolen ATM Card

If your ATM/Debit card is lost or stolen, contact your branch for a replacement. 24 Hour Card Member Service at 1-800-554-8969.

Open an eCD Online Today!Icon For: Rates

Term Rate APY
12-Month 1.25%** 1.26%**
24-Month 1.25%** 1.26%**
36-Month 1.25%** 1.26%**
Learn More

**See ALL Rates and Disclosures