Student Savings Account

*APY up to $25,000. For balances over $25,000 earn 0.25% APY.

If you’re 26 or under and looking for a better way to help your money grow, check out the new Student Savings Account at FCSB! This account is designed for you to save and help you to grow because we value your investment.


No Hidden Gotchas!


  • No Minimum to open. No monthly maintenance fees.

  • Start earning 3.05% APY* (Annual Percentage Yield ) at $.01 up to $25,000

  • For balances over $25,000 earn 0.25% APY*


Receive a more attractive interest rate! Plus, view the growth of your account 24/7 through FCSB Online or Mobile Banking. Make transfers from and to your Student Account at any time. The account opening process is simple. All you need to do to get started today is speak to your local FCSB Branch and enjoy these key features:


  • Competitive Interest

  • Unlimited Mobile and In-branch deposits

  • Digital Banking

  • Maximize Your Savings


*Annual Percentage Yield (APY). The Student Savings Account is a tiered product effective as of 7/21/2022. If your daily balance is $.01 or more, but less than $25,000, the APY will be 3.05%. If your daily balance is $25,000 or more, the APY will be 0.25%. Your APY may change at any time. Interest is compounded daily and credited to your account on the last calendar day of the month. Fees may reduce earnings. 



Student Financial Education Resources:

  1. Financial Calculators- For when you need accurate results – not estimates.
  2. Money Matters for Students- Find out how to make money and manage it wisely. There’s also dozens of personal financial calculators, information about higher education, resumes, and the job market.
  3. Questions, Comments, or Concerns? Do you need to learn more? Call any of our branch locations and our team will be happy to help answer any of your questions.