Certificate of Deposit (CD) & eCD Rates

Great rates. No hidden fees. Genuinely personalized service. Build your savings while knowing you have a guaranteed return even during economic uncertainty. With FCSB’s Certificates of Deposit (CDs and eCDs), you’ll see guaranteed growth throughout the term, plus you’ll enjoy competitive rates and these benefits:

  • FREE 24/7 online account access.
  • Interest that compounds daily.
  • Automatic renewals at maturity.
  • Enjoy steady growth throughout the term.
  • Depositors insured by the FDIC.

See our eCD and in-branch rates below or request a CD quote by calling one of our branches.

In-Branch. Find your closest FCSB branch here

Certificate of Deposit*     
TermAvailable Minimum
Balance to Open
% Interest
Rate
Annual Percentage
Yield (APY)
Minimum Balance
Requirement
03 MonthsIn-Branch 5001.001.01500
06 MonthsIn-Branch 5002.102.12500
07 MonthsIn-Branch 5002.152.17500
09 MonthsIn-Branch 5002.652.69500
10 MonthsIn-Branch 5002.75
2.79500
12 MonthsIn-Branch 5002.752.79500
14 MonthsIn-Branch 5003.003.05500
17 MonthsIn-Branch 5003.103.15500
18 Months In-Branch 5003.203.25500
22 MonthsIn-Branch 5003.253.30500
24 MonthsIn-Branch 5003.003.05500
30 MonthsIn-Branch 5002.502.53500
36 MonthsIn-Branch 5002.802.84500
48 MonthsIn-Branch 5002.502.53500
60 MonthsIn-Branch 5002.702.74500
84 MonthsIn-Branch5002.652.69500

*Certificate of Deposit (CD): The Annual Percentage Yields (APY’s) are effective as of 09/20/2022 and subject to change at any time. To earn the APY, the account must be opened with and maintain a minimum balance of $500. Stated APY assumes principal and interest remain on deposit for the term of the CD. Early withdrawal penalties apply. Fees may reduce earnings. Terms and conditions apply. No brokered deposits accepted.


eCDs

Make savings easy on yourself. Enjoy online eCDs from First Central Savings Bank.

For New Customers Only:  eCDs for new clients are available here.

Existing Clients: Log into FCSB Online Banking to open an account.

 

eCDs available online*     
TermAvailable  Minimum
Balance to Open
% Interest
Rate
Annual Percentage
Yield (APY)
Minimum Balance
Requirement
03 MonthseCD5001.001.01500
06 MonthseCD5002.102.12500
07 Months eCD5002.152.17500
09 MonthseCD5002.652.69500
10 MonthseCD5002.752.79500
12 MonthseCD 5002.752.79500
14 MonthseCD5003.003.05500
17 MonthseCD 5003.103.15500
18 Months eCD 5003.203.25500
22 MonthseCD5003.253.30500
24 MonthseCD 5003.003.05500
30 MonthseCD 5002.502.53500
36 MonthseCD 5002.802.84500
48 MonthseCD5002.502.53500
60 MonthseCD 5002.702.74500
84 MonthseCD 5002.652.69500

*E Certificate of Deposit (eCD): The Annual Percentage Yields (APY’s) are effective as of 09/20/2022 and subject to change at any time. To earn the APY, the account must be opened with and maintain a minimum balance of $500. Stated APY assumes principal and interest remain on deposit for the term of the CD. Early withdrawal penalties apply. Fees may reduce earnings. Terms and conditions apply. No brokered deposits accepted. 

 


Learn more about FCSB’s Student Savings Account.