Certificate of Deposit (CD) & eCD Rates

Great rates. No hidden fees. Genuinely personalized service. Build your savings while knowing you have a guaranteed return even during economic uncertainty. With FCSB’s Certificates of Deposit (CDs and eCDs), you’ll see guaranteed growth throughout the term, plus you’ll enjoy competitive rates and these benefits:

  • FREE 24/7 online account access.
  • Interest that compounds daily.
  • Automatic renewals at maturity.
  • Enjoy steady growth throughout the term.
  • Depositors insured by the FDIC.

See our eCD and in-branch rates below or request a CD quote by calling one of our branches.

In-Branch. Find your closest FCSB branch here

Certificate of Deposit*     
TermAvailable Minimum
Balance to Open
% Interest
Rate
Annual Percentage
Yield (APY)
Minimum Balance
Requirement
03 MonthsIn-Branch 5000.500.50500
06 MonthsIn-Branch 5000.850.85500
07 MonthsIn-Branch 5000.850.85500
09 MonthsIn-Branch 5000.850.85500
10 MonthsIn-Branch 5000.85
0.85
500
12 MonthsIn-Branch 5001.301.31500
14 MonthsIn-Branch 5001.101.11500
17 MonthsIn-Branch 5001.201.21500
18 Months In-Branch 5001.501.51500
22 MonthsIn-Branch 5001.40
1.41500
24 MonthsIn-Branch 5002.002.02500
30 MonthsIn-Branch 5001.851.87500
36 MonthsIn-Branch 5001.951.97500
48 MonthsIn-Branch 5001.951.97500
60 MonthsIn-Branch 5002.102.12500
84 MonthsIn-Branch5002.102.12500

*Certificate of Deposit (CD): The Annual Percentage Yields (APY’s) are effective as of 05/24/2022 and subject to change at any time. To earn the APY, the account must be opened with and maintain a minimum balance of $500. Stated APY assumes principal and interest remain on deposit for the term of the CD. Early withdrawal penalties apply. Fees may reduce earnings. Terms and conditions apply. No brokered deposits accepted.

 

eCDs are currently unavailable during our system upgrade, however, if you wish to open an eCD, please contact one of our branches to take advantage of our competitive rates. Phone Numbers, Branch Hours, and Locations.  

eCD*     
TermAvailable  Minimum
Balance to Open
% Interest
Rate
Annual Percentage
Yield (APY)
Minimum Balance
Requirement
12 MonthseCD 5001.301.31500
17 MonthseCD 5001.201.21500
18 Months eCD 5001.501.51500
24 MonthseCD 5002.002.02500
30 MonthseCD 5001.851.87500
36 MonthseCD 5001.951.97500
60 MonthseCD 5002.102.12500

*E Certificate of Deposit (eCD): The Annual Percentage Yields (APY’s) are effective as of 05/24/2022 and subject to change at any time. To earn the APY, the account must be opened with and maintain a minimum balance of $500. Stated APY assumes principal and interest remain on deposit for the term of the CD. Early withdrawal penalties apply. Fees may reduce earnings. Terms and conditions apply. No brokered deposits accepted.