Certificate of Deposit (CD) & eCD Rates
Great rates. No hidden fees. Genuinely personalized service. Build your savings while knowing you have a guaranteed return even during economic uncertainty. With FCSB’s Certificates of Deposit (CDs and eCDs), you’ll see guaranteed growth throughout the term, plus you’ll enjoy competitive rates and these benefits:
- FREE 24/7 online account access.
- Interest that compounds daily.
- Automatic renewals at maturity.
- Enjoy steady growth throughout the term.
- Depositors insured by the FDIC up to applicable limits.
See our eCD and in-branch rates below or request a CD quote by calling one of our branches.
In-Branch. Find your closest FCSB branch here
Certificate of Deposit*
Term Available Minimum
Balance to Open% Interest
RateAnnual Percentage
Yield (APY)Minimum Balance
Requirement
03 Months In-Branch 500 2.75 2.79 500
06 Months In-Branch 500 5.16 5.30 500
07 Months In-Branch 500 5.07 5.20 500
09 Months In-Branch 500 5.12 5.25 500
10 Months In-Branch 500 5.16
5.30 500
11-Months In-Branch 500 5.12 5.25 500
12 Months In-Branch 500 5.00 5.13 500
14 Months In-Branch 500 5.00 5.13 500
15-Months In-Branch 500 4.50 4.60 500
17 Months In-Branch 500 4.40 4.50 500
18 Months In-Branch 500 3.20 3.25 500
22 Months In-Branch 500 3.50 3.56 500
24 Months In-Branch 500 3.00 3.05 500
30 Months In-Branch 500 2.50 2.53 500
36 Months In-Branch 500 2.80 2.84 500
48 Months In-Branch 500 2.50 2.53 500
60 Months In-Branch 500 2.70 2.74 500
84 Months In-Branch 500 2.65 2.69 500
*Certificate of Deposit (CD): The Annual Percentage Yields (APY’s) are effective as of 11/20/2023 and subject to change at any time. To earn the APY, the account must be opened with and maintain a minimum balance of $500. Stated APY assumes principal and interest remain on deposit for the term of the CD. Early withdrawal penalties apply. Fees may reduce earnings. Terms and conditions apply. No brokered deposits accepted.
eCDs
Savings just got easier. Open an account online in just minutes! Enjoy eCDs now from First Central Savings Bank.
For New Customers Only:
Current FCSB Customers: Login to your Online Banking to open an eCD account from anywhere.
Online.
eCDs available online*
Term Available Minimum
Balance to Open% Interest
RateAnnual Percentage
Yield (APY) Minimum Balance
Requirement
03 Months eCD 500 2.75 2.79 500
06 Months eCD 500 5.16 5.30 500
07 Months eCD 500 5.07 5.20 500
09 Months eCD 500 5.12 5.25 500
10 Months eCD 500 5.16 5.30 500
11-Months eCD 500 5.12 5.25 500
12 Months eCD 500 5.00 5.13 500
14 Months eCD 500 5.00 5.13 500
15 Months eCD 500 4.50 4.60 500
17 Months eCD 500 4.40 4.50 500
18 Months eCD 500 3.20 3.25 500
22 Months eCD 500 3.50 3.56 500
24 Months eCD 500 3.00 3.05 500
30 Months eCD 500 2.50 2.53 500
36 Months eCD 500 2.80 2.84 500
48 Months eCD 500 2.50 2.53 500
60 Months eCD 500 2.70 2.74 500
84 Months eCD 500 2.65 2.69 500
*E Certificate of Deposit (eCD): The Annual Percentage Yields (APY’s) are effective as of 11/20/2023 and subject to change at any time. To earn the APY, the account must be opened with and maintain a minimum balance of $500. Stated APY assumes principal and interest remain on deposit for the term of the CD. Early withdrawal penalties apply. Fees may reduce earnings. Terms and conditions apply. No brokered deposits accepted.
Learn more about FCSB’s Young Savers Account
