Savings Accounts – Open Online or in person

Take control of your everyday savings with an FCSB Savings Account. Open a Regular or Premier Savings account in minutes in-person or online. Then, build it up and watch it grow.

Whether you’re saving for a rainy day or planning for the vacation of your dreams, our savings account can help you accomplish your goals. With unlimited deposits and no monthly service charges when minimum balances are met, we offer the convenience of an online banking experience that helps you budget easily and manage your savings.

 

What you’ll need to open online:

Email Address

Social Security Number

Personal Identification

(driver’s license, U.S. passport, state-issued ID or military ID)

New clients click here to open an account online.

Current clients, login to your FCSB Online Banking to open an account 24/7.

 

Premier Statement Savings*

Minimum to earn interestAPY
$0 - $9,999.99 0.00%
$10,000 - $49,999.990.45%
$50,000 - $99,999.991.26%
$100,000 and above 3.05%
An account for people who want high-yield rates to grow their savings with each successive tier.

Regular Statement Savings**

Minimum to earn interestAPY
$0.010.25
An account for people who want simple savings and uncomplicated banking while still earning interest.

It’s as simple as 1, 2, 3.

Open a Regular or Premier savings account online today or in person and take the next step in your financial journey. We offer much more than just a great rate and easy online account opening! Benefits Include:

  • Digital Banking
  • eStatements
  • Accounts Alerts
  • Easy Fund Transfers

CD & eCD Rates available online.

*Premier Statement Savings Account: this is a tiered product with annual percentage yields effective as of 02/27/2023 and subject to change at any time.  No minimum balance to open.  If your daily balance is $.01 or more, but less than $10,000, the APY (Annual Percentage Yield) will be 0%.  If your daily balance is $10,000 or more, but less than $50,000, the APY will be .45%.  If your daily balance is $50,000 or more, but less than $100,000, the APY will be 1.26%.  If your daily balance is $100,000 or more, the APY will be 3.05%.   Interest is compounded daily and credited to your account on the last calendar day of the month.  Fees may reduce earnings.  No brokered deposits are accepted. 

**Regular Savings Account: this is an interest-earning product with an annual percentage yield effective as of 02/27/2023 and subject to change at any time. A $100 opening deposit is required to open the account.  Interest is compounded daily and credited to your account on the last calendar day of the month.  Fees may reduce earnings.  No brokered deposits are accepted. 


Contact your local FCSB Branch here.