Commercial Real Estate & Commercial and Industrial Loans

FCSB’s flexible commercial loan packages are designed to meet your financial goals.  Whether you want to purchase or refinance, we offer terms up to 10 years with amortizations up to 30 years and loan-to-value ratios of up to 75% on Investment Real Estate and up to 80% loan-to-value on Owner Occupied Real Estate. Our Commercial Real Estate Loan options can help you expand your real estate portfolio. We offer customized loans with flexible repayment terms for all types of commercial real estate properties including:

  • Mixed-use
  • Multi-family
  • Office
  • Retail
  • Warehouse
  • Shopping center
  • Gas stations
  • Hospitality

We are one of the few banks that provide ground-up construction and renovations financing. FCSB has a wide array of financing solutions, specializing in C&I Lending, Commercial Real Estate Financing, Bridge Loans and SBA 7A and 504 Lending. Our SBA 7A and 504 products gives us the flexibility to go up to 90% financing of the value of the Real Estate or the Business.


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