Young Savers Account

Leap into action and open your very own Young Savers Account!

At FCSB, we believe that it’s never too early to start building a rock-solid financial base. And if you’re 26 or under and looking to discover the art of saving money or earning a high-interest rate, this is the account that will fuel your dreams!

 

With just $0.01, you can ignite a fire of financial growth and make your money work miracles for you!

 

Start Earning:

  • 5.00% APY* on your account balance of up to $25,000

  • 0.25% APY* on balances exceeding $25,000.

 

With our Young Savers Account, you can earn an impressive 5.00% APY* on balances up to $25,000. And guess what? Even if you have more than $25,000, you’ll still earn a solid 0.25% APY* on every cent exceeding that amount. Best of all, both rates apply and work together! So if you have up to $25,000, it’s 5.00% all the way. And anything extra still earns you an awesome 0.25%. It’s a win-win, no matter your balance!


No more settling for measly interest rates! With our Young Savers Savings Account, you’ll be rewarded with exceptional interest rates, easy online access, and top-notch financial education. It’s like having a financial guru by your side, guiding you every step of the way.


The account opening process is as simple as snapping your fingers. All it takes is a conversation with our friendly experts at your local FCSB branch. And once you’ve taken that leap, get ready to enjoy these fantastic features:

 

No Minimum to Open
We welcome you as you are, no matter the size of your starting funds.
No Monthly Maintenance Fee
Keep your money! Say goodbye to unnecessary charges draining your savings.
Digital & Mobile Bankin
Seamlessly manage your finances anytime, anywhere, right at your fingertips. 
Easy Online Transfers 
Experience the ease of depositing funds automatically into your FCSB or linked checking account while enjoying the full range of features offered by our Retro-Inspired Black and Gold Visa® Debit Card
Account Alerts 
Stay informed about your account activity with customizable alerts sent via email or text message.
Financial Education
Gain access to resources and tools designed to teach young savers valuable money management skills.
Parental Guidance 
Parents or guardians can actively monitor and guide their child’s savings account, ensuring a safe and controlled financial experience.

 

The power of saving goes beyond just building wealth.

It’s about cultivating financial habits that will pay off, big time. Our Young Savers Account is not just an account but a steppingstone towards a future that shines brighter than any star. Don’t waste another second. Contact us today to learn how you can begin your journey towards financial greatness! Pick up the phone and call your local branch now! 


No Hidden Gotchas!

*Annual Percentage Yield (APY). The Young Savers Statement Savings Account is a variable tiered product. APYs are effective as of 1/22/2024. A promotional APY of 5.00% will be paid on your balance up to $25,000 in your account. Balances exceeding $25,000 will earn 0.25% APY. Your APY may change at any time. Interest is compounded daily and credited to your account on the last calendar day of the month. Fees may reduce earnings.


Financial Education Resources

Financial Calculators- When precision is key, our calculators will nail down your financial goals with accuracy. 

Money Matters for Students- Uncover the secrets of making money and mastering the art of financial wisdom. We’ve got comprehensive resources to help you navigate higher education, ace your resume, and conquer the job market.

 


Contact Us Today!

Got any burning questions, comments, or concerns? Need to absorb more knowledge? Simply give a shout-out to any of our branch locations, and our dedicated team will be overjoyed to assist you with any queries that come your way.

Seize the opportunity, embrace the power of saving, and let your dreams take flight! Your future begins with the Young Savers Account at FCSB. Don’t miss out on this chance to create a legacy of financial success! Take action and grasp your tomorrow, right now! 

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