Easy Credit & Debit Card Processing for Businesses

Accept payments in-store, online, and virtually anywhere with FCSB Merchant Services.


We can help you safely, seamlessly, and affordably process the transactions that make your business run with credit and debit card processing solutions, 24/7 e-commerce, POS equipmens/software, and check guarantee services. Through our partnership with CardWorks Merchant Services we can provide a seamless credit card processing solution at the lowest possible cost. Learn more? Contact our Business Development Team.


First Central Savings Bank’s partnership with CardWorks Merchant Services provides our customers with unparalleled Visa® and MasterCard® transaction processing support in the industry today.



  • State-of-the-art technology
  • Complete non-cash processing solutions
  • 24/7 customer service support

Electronic Credit Card Processing

  • Daily transaction reports
  • Ability to detect fraud at all levels
  • Continuous update of authorization database
  • Debit card services
  • Check Guarantee Services
  • The reduction of risks for bounced checks
  • Optional stop-payment coverage
  • Ability to accept checks from any customer

Gift and Loyalty Programs

  • Gift cards outsell paper gift certificates by 40%
  • Consumers buy them on impulse when displayed near your register
  • Custom designs with your name and logo provide additional advertising for your business
  • Our gift card programs are designed to be quick and effective for your business


  • Accept credit cards online, anytime
  • Secure online processing
  • SSL certificates, shopping carts, web design and hosting

POS Equipment, Software and Systems

  • State-of-the-industry credit card processing terminals
  • Software processing solutions that meet PCI compliance standards
  • Point-of-sale systems designed specifically for restaurants; liquor, retail and hardware stores; and supermarkets


To learn more about merchant services or business remote deposit capture, call our Business Development Officers or visit any of our convenient locations.