Creating loan solutions for all types of financing scenarios.

Residential Lending Specialists are available to answer any questions.

FCSB is proud to offer unique mortgage products that provide qualified applicants with options to purchase or refinance 1-4 family owner-occupied or investment dwellings. Our clients enjoy flexible in-house underwriting that allows for unique qualifications to fit their current financial circumstances. Residential Lending Specialists have competitive rates and closing costs, local market knowledge, and quick turn-around to put your property to work for you today. Alternative financing options include:


  • Investment homes and owner-occupied loans.
  • Financing for purchase or refinance transactions.
  • Asset-based financing with fast, streamlined processing.
  • 1-4 family residential loans include co-ops and condominiums.


Recognizing and valuing relationships with our clients allows us to find solutions where other traditional banks fail. Let FCSB navigate your next investment purchase or refinance. Get started by contacting a Residential Lending Specialist.




(716) 402-1307

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If your ATM/Debit card is lost or stolen, contact your branch for a replacement. 24 Hour Card Member Service at 1-800-472-3272.