Privacy Policy
Questions? Call 1-866-400-FCSB
First Central Savings Bank Customer Privacy Notice
| FACTS | What does First Central Savings Bank Do with Your Personal Information? |
|---|---|
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include: (1) Social Security number (2) Payment history (3) Income (4) Transaction history (5) Account balances (6) Credit Scores When you are no longer our customer, we continue to share your information as described in this notice. |
| HOW? | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons FCSB chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information: | Does FCSB Share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes— to offer our products and services to you. | Yes | No |
| For joint marketing with other financial companies. | Yes | No |
| For our affiliates’ everyday business purposes— information about your transactions and experiences | No | We do not share |
| For our affiliates’ everyday business purposes— information about your creditworthiness. | No | We do not share |
| For nonaffiliates to market to you. | No | We do not share |
| FCSB does not share with our affiliates. | ||
| Questions? | Call 1-866-400-FCSB |
|---|---|
| Who We Are | |
| Who is providing this notice? | First Central Savings Bank is FCSB. |
| What We Do | |
| How does FCSB protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate. |
| How does FCSB collect my personal information? | We collect your personal information, for example, when you (1) Open an account (2) Deposit money (3) Apply for a loan (4) Provide account information (5) Show your driver’s license We also collect your personal information from others, such as credit bureaus or other companies. |
| Why can’t I limit all sharing? | Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes—information about your (1) Creditworthiness (2) Affiliates from using your information to market to you (3) Sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. |
| Definitions | |
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies. FCSB does not share with our affiliates. |
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies. FCSB does not share with nonaffiliates so they can market to you. |
| Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include a credit card company. |
