Basic Checking Account

Join the Community of Savvy Spenders: Get More with Basic Checking!


At First Central Savings Bank, we believe every person in our community deserves a banking experience that leaves them feeling fulfilled & satisfied. That’s why we’re thrilled to introduce our Basic Checking account – designed with simplicity & convenience in mind, it is the perfect companion for your everyday needs.


We know that banking isn’t just about managing your money. It’s about finding a trusted partner in your financial journey – someone who understands the unique needs of your community & who is committed to fostering growth & prosperity. At FCSB, that’s precisely what we aim to do.


With our Basic Checking account, we’re promoting financial inclusion & making sure that every member of our community has access to the high-quality banking services they deserve. Whether you’re a young professional just starting out, a busy parent managing a household, or a retiree enjoying your golden years – this account is tailored to meet your every need.


By pairing cutting-edge tech with good old-fashioned hospitality, we’re able to offer a banking experience that is both modern & nostalgic.


Our team of friendly experts is always here to provide personalized support & answer your questions, no matter how big or small.


Features & Benefits:


We believe in keeping more of your hard-earned money where it belongs – with you:


Minimum deposit to open the account: $25.


By maintaining a simple minimum balance of $250 every day, you can wave goodbye to the $3 monthly maintenance fee. It’s just one of the ways we ensure equal access to banking for all our community members.


      • Stay in control of your finances using our free Online Banking & Mobile apps¹. With just a few taps, you can stay up-to-date on your spending, pay bills, & even deposit checks on-the-go. Take charge of your money! Available on iOS & Android


      • Get started right away with a contactless ATM/Debit Card & starter checkbook.


      • Enjoy surcharge-free transactions at any Allpoint® ATM, so you can access your funds on your terms.


      • Feel secure knowing that your deposits are FDIC-Insured up to applicable limits.


Embark on a delightful journey of personal and friendly service at First Central Savings Bank! Enjoy the warmth and charm of a banking experience that puts you at the center of our community.


We’re not just a bank; we’re a neighbor, a friend, and a trusted partner in your community’s growth. Join us today & experience the power of personalized service. Email us or call your nearest branch.



Financial Literacy Assistance Available!

Are you seeking a guiding hand in your financial journey? Look no further than FCSB!


Get live financial help tailored to your needs from our expert team. Take advantage of free Financial Literacy assistance to gain the knowledge and confidence for informed financial decisions. Let’s navigate banking together and build a brighter future for our community. Get immediate assistance today!


Financial Literacy assistance is designed to equip you with the necessary tools & knowledge to navigate the complex terrain of personal finance.


Whether you want to master budgeting, save smarter, invest wisely, or understand credit, our knowledgeable team is here to guide you.


Our bank is deeply committed to the well-being of our community. We proudly support local nonprofit organizations that make a positive impact. By choosing FCSB, you’re not just banking with us; you’re supporting a bank that invests in your community’s growth & prosperity.  


Questions? Send us an email here for direct assistance with financial literacy or find your nearest branch.



¹ Your carrier’s standard text/data rates may apply.

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