What’s Changing?
Beginning December 15, 2026, First Central Savings Bank is updating its Personal and Business Deposit Account Agreements.
Key changes include:
- Updated Power of Attorney requirements and review procedures
- Enhanced protection against fraud, scams, and elder financial exploitation
- Additional account security and cybersecurity provisions
- Trusted Contact Person provisions for consumer accounts
- Updated procedures for account disputes and conflicting instructions
- Expanded anti-money laundering and sanctions compliance provisions
- New provisions supporting the Bank’s expansion into Florida
- Clarifications regarding account administration and legal matters
These updates are intended to strengthen account security, improve customer protection, and support compliance with applicable laws and regulations. For complete details, please review the updated Deposit Account Agreement links below.

