Ray Ciccone has over 13 years of Accounting and Finance experience and joined FCSB in July 2020 as the Chief Financial Officer. Mr. Ciccone’s role encompasses management of general accounting, balance sheet management, treasury, financial planning and analysis, and regulatory reporting. Prior to joining the Bank, Mr. Ciccone served for three years as Treasurer at Northeast Community Bank. Previously, Mr. Ciccone spent several years working at the firm BDO where he specialized in audits of private and publicly traded financial institutions. When not at work, Mr. Ciccone enjoys spending his time with his wife, two children, family, and friends. Mr. Ciccone is a graduate of Montclair State University.